Terms & Conditions
Last Updated: January 5, 2025
These Terms and Conditions govern your use of the PP Credit Services website (https://ppcreditservices.com). By accessing or using our website, you agree to comply with and be bound by these terms. If you do not agree to these terms, please do not use our website.
1. General Terms
PP Credit Services provides credit repair, credit education, and other related services. By using our website, you agree to use the website for lawful purposes only and to comply with all applicable local, state, and national laws.
2. Services Provided
PP Credit Services offers a range of services, including credit repair, credit coaching, debt management, and educational resources aimed at helping individuals improve their credit scores and financial health. These services are subject to the terms outlined in our client agreements.
3. Eligibility
To use our services, you must be at least 18 years old and capable of entering into a binding agreement. If you are under 18, you may only use the services with the involvement and consent of a parent or legal guardian.
4. Account Registration
When you sign up for our services, you may be required to provide personal information, such as your name, email address, phone number, and other relevant details. You agree to provide accurate, up-to-date information and keep your account information confidential. You are responsible for all activities that occur under your account.
5. Payment and Billing
By enrolling in any of our services, you agree to pay the applicable fees. Payments are due in accordance with the billing schedule outlined in the client agreement. If payment is not made within the specified timeframe, we reserve the right to suspend or terminate your access to services.
6. Cancellation and Refunds
You may cancel your services at any time by notifying PP Credit Services. Refund policies vary depending on the specific service and are detailed in the client agreement. Refunds may not be issued for services rendered or for fees incurred.
7. Privacy and Confidentiality
PP Credit Services is committed to protecting your privacy. Your personal information will be handled in accordance with our Privacy Policy, which is incorporated by reference into these Terms and Conditions.
8. Disclaimer of Warranties
PP Credit Services provides services "as is" and does not guarantee that the services will result in a specific credit score improvement or that our services will resolve all of your financial issues. We do not make any representations or warranties regarding the outcomes of credit repair services, and results may vary based on individual circumstances.
9. Limitation of Liability
PP Credit Services will not be liable for any indirect, incidental, special, or consequential damages resulting from the use or inability to use our services, website, or any content, materials, or links provided. Our total liability will not exceed the amount paid for the service that gave rise to the claim.
10. Prohibited Uses
You agree not to use the website or services for any illegal, harmful, or unauthorized purposes. This includes, but is not limited to, the use of our services to falsify information, violate any applicable laws, or infringe on the rights of others.
11. Intellectual Property
All content, trademarks, logos, and other intellectual property on the website are owned by PP Credit Services and are protected by copyright and trademark laws. You may not use or reproduce any of these materials without our express written consent.
12. Indemnification
You agree to indemnify and hold harmless PP Credit Services and its employees, agents, and affiliates from any claims, damages, or losses arising out of your use of the website or services, including any violations of these Terms and Conditions.
13. Third-Party Links
Our website may contain links to third-party websites. These links are provided for convenience and do not imply endorsement by PP Credit Services. We are not responsible for the content or practices of third-party websites.
14. Changes to Terms and Conditions
PP Credit Services reserves the right to update or modify these Terms and Conditions at any time. Any changes will be posted on this page, and the updated terms will be effective immediately upon posting. It is your responsibility to review these Terms periodically.
15. Governing Law
These Terms and Conditions are governed by the laws of the state of [State], without regard to its conflict of law principles. Any disputes arising from these Terms and Conditions will be resolved in the courts located within [County], [State].
16. Contact Us
If you have any questions or concerns regarding these Terms and Conditions, please contact us at:
PP Credit Services
Email: contact@ppcreditservices.com
Phone: +1 (972) 984-9446